Terms of Service

PLEASE READ THE FOLLOWING TERMS AND CONDITIONS RELATING TO YOUR USE OF THIS SITE AND THE PRODUCTS AND SERVICES PROVIDED HEREUNDER CAREFULLY. By using this site, purchasing any products or services from Anna Macko - Internet life Academy, Two Percent Theory, Loving Not Working, Smash Caliber Inc("Company") or utilizing any of the products or services from Company through this site, you are deemed to have agreed to these Terms and Conditions. We reserve the right to modify them at any time. You should check these Terms and Conditions periodically for changes. By using this site after we post any changes to these Terms and Conditions, you agree to accept those changes, whether or not you have reviewed them. With regard to products and services purchased or utilized from Company, the version of these Terms and Conditions that were posted at the time of purchase or utilization apply. If at any time you choose not to accept these Terms and Conditions of use, do not use this site.

The Company's Privacy Policy is incorporated into this Agreement. I. GENERAL TERMS & CONDITIONS II. USER PUBLIC FORUM SUBMISSION/PARTICIPATION POLICY AND TERMS III. SPECIAL NOTES WITH REGARD TO PRODUCT AND SERVICE PURCHASES IV. PRODUCT AND SERVICE PURCHASE AGREEMENT / REFUND POLICY FOUND HERE: https://twopercenttheory.com/refundpolicy/

I.‹ GENERAL TERMS & CONDITIONS a) Scope of Terms and Conditions These Terms and Conditions apply to your use of all of the website at www Internet Life Academy dot com or www Loving Not Working dot com or www Anna Macko dot com or www two percent theory dot com as well as any of its sub-domains and related domains, as well as to products and services purchased or utilized from the Site. Unless stated otherwise, all references to the Site in these Terms and Conditions include this Site. These Terms and Conditions do not apply to your use of unaffiliated sites to which the Site only links. b)Restrictions on Use The contents of this Site and the materials downloaded therefrom are protected by copyright and trademark laws, and are the property of their owners. Unless we say otherwise, you may access the materials located within, or downloaded from, the Site only for your personal use. This means you may download one copy of posted materials on a single computer for personal, noncommercial home use only, so long as you neither change nor delete any author attribution, trademark, legend or copyright notice. When you download copyrighted material you do not obtain any ownership rights in that material. You may not modify, copy, publish, display, transmit, adapt or in any way exploit the content of the Site. Only if you obtain prior written consent from us and from all other entities with an interest in the relevant intellectual property may you publish, display or commercially exploit any material from the Site. You must abide by all additional copyright notices or other restrictions contained in any of the Site. The Materials provided at this site are provided “as is” without any warranties of any kind including guarantees of profitability. The content at this Site may be out of date, and company makes no commitment to update the Materials at this Site. Company is not liable for any damages. 

Product Download

  All Cryptocurrency Classes & products are delivered electronically via internet. Once your purchase has been approved we will process your order. Orders are delivered instantly unless a manual payment process is required. As soon as your order has been successfully processed, you will receive a confirmation email using the email address you provided when ordering.  

Your confirmation email is your electronic purchase receipt and will contain the information you need to access our product access.  

We closely monitor product downloads on our servers to ensure you can successfully access our products. We accommodate multiple downloads as we understand the need to use our products on multiple devices. However, we do not tolerate download abuse or unlawful distribution of our products. If we suspect this has occurred, we reserve the right to terminate access to our download servers.  

We currently offer bonuses and those can be revoked at any time at our discretion. Any bonuses or extra content we provide is a bonus and not an expectation.

Users must keep all course materials confidential, and will not sell, repeat, give away, describe, summarize, or otherwise reveal the Materials or their contents, to any other person or entity. Any breach of these Terms of Use automatically terminates your authorized use of the Site.  

 Courses are for individual use only.

We reserve the right at any time, and from time to time, to disable or terminate your account, any username, password, or other identifier, whether chosen by you or provided by us, in our sole discretion for any or no reason, including any violation of any provision of this Agreement .  

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