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Anna Macko productions, Anna Macko and all subsidiaries or affiliated brands under the Anna Macko Productions umbrella (hereinafter referred to as “Company”, the “Companies”, “Anna Macko”, “We”, “Us” or “Our”) stand behind our products and your satisfaction is very important to us. All purchases made from us (including all related website properties, sales over the phone, live event, virtual event or on-site purchases) are covered by the following policies.

Privacy Policy.  Please review our Privacy Policy, which also governs your visit to our website and any purchases made on our website.

No Guarantee of Results.   We do not guarantee any results from the use of our products or services and we do not offer legal advice. We do not offer accounting advice. We do not offer financial advice. Entrepreneurship, trading cryptocurrencies and investing into cryptocurrencies involve risk and hard work. We always recommend practicing in a demo account with play money (not real money in a simulated environment to learn the skill). Always consult with your professionals. Any testimonials showing our success or our students’ success are not to be interpreted as common, typical or expected. 



2% Theory, Discord Membership Alerts, Passive Income Class, and others

There is no refund at all on any digital products. You will receive access to your training platform for the amount of time that was stated on the product description you purchased. If you have any problems accessing the digital content you have purchased please contact our Customer Support Department immediately so we can resolve the issue. 

If you have subscribed to the individual program (month-to-month, quarterly, or yearly) such as Discord Membership Alerts, you can cancel your subscription by contacting our Customer Support Department.  On the contact form please select “Cancel paid service (individual account)” and follow the prompts. Please be advised that the cancellation of the subscription is effective in the rebill period in which you have canceled. There are no refunds regardless of the usage of the product.

All digital and downloadable product sales are final. We do not offer digital product refunds, once a download/digital access has been assigned to you there is nothing we can retrieve back.


Please be advised that any and all agreements for downloadable/digital products are NOT subject to refund or store credit.   We do not accept any verbal modifications of these Agreements and the “no refund and no cancellation”  policy stated in the Agreements is strictly adhered to. AFTER the full term of the agreement has expired, you may request to cancel the automatic renewal of the Agreement or your Agreement will be converted into a month-to-month Agreement. Any cancellations submitted prior to the full term of the agreement will only cancel the auto-renewal and your monthly invoices will still be due and owing until the full value of the agreement has been paid in full. ALL BUILD OUT FEES AND SET UP FEES ARE NONREFUNDABLE AS THEY ARE SERVICES RENDERED TO CREATE YOUR ACCOUNT. 

Agreements with a 90-day opt-out clause do not include a refund on the initial investment. There is NO refund on digital products or build-out fees.  By signing the Agreement, you agree to all Terms of Use and this Terms of Purchase and Refund Policy including that you agree to not file a chargeback for any services rendered, or for digital products that have been delivered. You also agree and acknowledge that you are paying in monthly installments on your total contract value as a payment plan, not a recurring subscription fee.  

Canceling or removing the credit card on file does not cancel your subscription and violates the terms of the agreement. If at any time you have delinquent invoices past 90 days, or the account is paid delinquently for three consecutive payments, your account will be suspended, and you will still be liable for the full contract value through the term of the agreement.

Purchase of a Company training module does not grant rights to the buyer to share, reproduce or resell the product in any way.

If you have any problems accessing the digital content you have purchased please contact our Customer Support Department immediately so we can resolve the issue. Digital product purchases do not grant rights to the buyer to share, reproduce or resell the product in any way.

IMPORTANT: Earnings and Legal Disclaimers

Earnings and income representations made by Anna Macko, 2% Theory, Discord Membership Alerts (collectively, "Anna Macko Programs") are aspirational statements only of your earnings potential. The success of Anna Macko, testimonials, and other examples used are exceptional, non-typical results and are not intended to be and are not a guarantee that you or others will achieve the same results. Individual results will always vary and yours will depend entirely on your individual capacity, work ethic, business skills and experience, level of motivation, diligence in applying for the Anna Macko Programs, the economy, the normal and unforeseen risks of doing business, and other factors.

The Anna Macko Programs, and Anna Macko individually, are not responsible for your actions. You are solely responsible for your own moves and decisions and the evaluation and use of our products and services should be based on your own due diligence. You agree that the Anna Macko Programs are not liable to you in any way for your results in using our products and services. See our Terms & Conditions for our full disclaimer of liability and other restrictions.

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1 Rideau St Suite 700, Ottawa, ON K1N 8S7 Canada